Considerations to Protect
· Avoid email providers that have a bad record on hacking.
· Have good password policies.
·Consider “two step verification.”
· Be careful with security questions.
· Password/encrypt transmitted documents.
· Don’t click on links in emails.
· If concerned, consider a “security token” and verbal password on financial accounts (if possible).
· Have good virus and malware protection. And, keep your operating system up-to-date.
· Act promptly if fraud is detected to secure all accounts.
· Consider a credit monitoring service.
· Periodically review credit report.
With all of this said, the most reasonable conclusion is likely to just have a heightened sensitivity for this topic and be careful with your passwords and security questions. If you ever suspect a problem, or just want to be proactive, we can talk about initiating some of the other items.
Please feel free to call any of us if you would like to discuss.
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This review was prepared by Edward B. Aufman, CFP and William J. Gaffey, CFA.
Aufman Associates Inc.
Financial Management | Personal Financial Counseling
© 2013 Aufman Associates Inc.